Letshego Holdings Limited (LETSHE.bw) HY2006 Interim Report

first_imgLetshego Holdings Limited (LETSHE.bw) listed on the Botswana Stock Exchange under the Investment sector has released it’s 2006 interim results for the half year.For more information about Letshego Holdings Limited (LETSHE.bw) reports, abridged reports, interim earnings results and earnings presentations, visit the Letshego Holdings Limited (LETSHE.bw) company page on AfricanFinancials.Document: Letshego Holdings Limited (LETSHE.bw)  2006 interim results for the half year.Company ProfileLetshego Financial Services Botswana is regulated financial services institution that offers products and solutions for the low- to middle-income sector in Botswana. The company was established in 1998 as Micro Provident Botswana Limited but now operates as a member of the Letshego Group. Letshego Financial Services Botswana is primarily focused on providing financial solutions to individuals who are formally employed by the government of Botswana, parastatals and the private sector. A subsidiary division offers microfinance and savings solutions to individuals generating income in the informal sector. Letshego Financial Services Botswana is able to cater to both sectors by providing simple, appropriate and accessible solutions that are competitively priced. The company was able to diversify its offering through the acquisition of Micro Africa Limited in East Africa, allowing it to provide loans to micro and small enterprises, collective groups and low- to middle-class earners. The company has a presence in 11 countries across southern, east and west Africa; Botswana, Ghana, Kenya, Lesotho, Mozambique, Namibia, Nigeria, Rwanda, Swaziland, Tanzania and Uganda.last_img read more

This FTSE 250 share is up 10% today. Would I buy it now?

first_img There’s no dispute that this is a bad time for bricks-and-mortar retailers. Lockdowns put the brakes on their business. And this, when they were already facing heat from online retailers. As a result, many have unfortunately gone into administration. Yet, the speciality retailer Superdry (LSE: SDRY) is today’s biggest FTSE 250 gainer. As I write, its share price is up almost 10% from yesterday’s close. Can the new CEO save the day?The rise coincides with its personnel-related announcement earlier in the day. Its co-founder and interim CEO, Julian Dunkerton, has now been made permanent. He had exited the business entirely in 2018, while remaining its biggest shareholder. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…However, Dunkerton returned to the helm in 2019 after SDRY posted a dismal performance. His term as the interim CEO was until April next year, but going by today’s share price rise, it looks like investors are happy that he’ll be around for longer.It remains to be seen, however, how long it will take for SDRY to complete its turnaround. 2020 has been particularly bad, and in its recent trading statement the company continued to show a loss. Even though Dunkerton pointed out that e-commerce has played a part in holding up the financials, the fact is that SDRY is still in a financial funk.What’s next for the SuperDry share price?At the same time, going by current investor bullishness, the lows to which SDRY’s share price has dropped in 2020, and its newly acquired management stability, all suggest that its share price rise will continue. Its financials may even start improving sooner rather than later, even if it remains in losses for some time. My assessment of the FTSE 250 stockBut as a long-term investor, I’m still cautious. A new strain of coronavirus has now been found. While there’s nothing to suggest that the vaccine won’t work on it, to me it suggests that precautions will continue, possibly longer than expected. This in turn will impact economic activity further and that includes Superdry. Moreover, as a consumer, I’ve never been quite convinced of Superdry. Compared to other high-street retailers, neither the styles nor the pricing appeal to me. That is just be one person’s opinion, however, and maybe I’m not its target buyer anyway. But at the same time, when I see its lack of appeal coupled with shaky financials, as an investor I’m doubly unsure of the long-term investing value in the brand. An alternative to considerOn the contrary, there are other retailers that have managed to perform reasonably well despite the brakes on business. One of them is the FTSE 100 sports retailer, JD Sports Fashion. Incidentally, it’s the biggest gainer in its index today. This follows news of its acquisition of Shoe Palace, which will increase its footprint in the US, the largest consumer market. I’ve talked about JD’s merits earlier too, and even at its current elevated share price, I still prefer it to SDRY in the retail segment. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Manika Premsingh | Wednesday, 16th December, 2020 | More on: SDRY This FTSE 250 share is up 10% today. Would I buy it now? I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Manika Premsingh owns shares of JD Sports Fashion. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Address Image source: Getty Images See all posts by Manika Premsinghlast_img read more

Triose / Sanjay Puri Architects

first_img Projects “COPY” Houses India ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/187219/triose-sanjay-puri-architects Clipboard ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/187219/triose-sanjay-puri-architects Clipboard CopyAbout this officeSanjay Puri ArchitectsOfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesLonavalaHousesIndiaPublished on December 05, 2011Cite: “Triose / Sanjay Puri Architects” 05 Dec 2011. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogShowerhansgroheShowers – RainfinityVinyl Walls3MArchitectural Finishes DI-NOC in Ned Ludd Public HousePartitionsSkyfoldMarkerboard Finish for Folding WallsBedroom furnitureFlexformMirror – EgonWaterproofing/SealantsEffisusPre-Fab System – Ecofacade Pre-fab TrueSealConcreteKrytonConcrete Hardening – Hard-CemSkylightsVELUX CommercialAtrium Longlight Skylights in ExperimentariumBlinds / Mosquito Nets / CurtainsBANDALUXRoller Shades – Arion Large SizedWoodStructureCraftEngineering – Mass TimberTiles / Mosaic / GresiteTerrealSunscreen – Terracotta BaguettesWoodHESS TIMBERTimber – GLT BauBucheLightingLumenpulseLED Projector Lumenbeam GrandeMore products »Read commentsSave想阅读文章的中文版本吗?Triose是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamcenter_img CopyHouses•Lonavala, India Triose / Sanjay Puri ArchitectsSave this projectSaveTriose / Sanjay Puri Architects Architects: Sanjay Puri ArchitectsText description provided by the architects. Angled spaces projected towards different directions encapsulated in an organically folded concrete skin create a two level building on this site in lonavala housing a few retail shops, a food court, two restaurants, a large bar and an entertainment gaming area. Save this picture!Courtesy of sanjay puri architectsRecommended ProductsWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40WindowsAccoyaAccoya® Windows and DoorsWindowsSky-FrameRetractable Insect Screen – Sky-Frame FlyThe entire frontage of the site along the main road overlooks large trees and a riverbed and hills. The axis of the building changes constantly from one side to the other allowing each space within to look out towards different views of the surrounding landscapes. Save this picture!Courtesy of sanjay puri architectsThe concrete folded skin that forms most of the building creates large open frames towards the external views and the plans of the building too open out towards these large frames accentuating the beautiful natural surroundings to the inner spaces. The building is comprised of three volumes which emanate from a central circulation spine that interconnects them. Save this picture!Courtesy of sanjay puri architectsOne of these three large framed openings cantilever out at the first floor housing a restaurant within and accentuating the entrance below. The building is entered through a 12′ high lobby that leads into a 24′ high volume housing a food court beyond which are a few retail shops. The 24′ high volume of the food court overlooks shallow pools of the water on either side and sweeps down in the center creating a large open frame looking outwards and opening onto a sheltered deck. Save this picture!Courtesy of sanjay puri architectsThe central area of the first floor houses an entertainment games area leading into a lounge bar on one side and a restaurant on the other. Save this picture!Basement planA natural slope in the site towards the rear allowed an entire parking level to be created to facilitate the high traffic expected for the building with natural light and ventilation from the rear housing over 100 cars. Save this picture!First floor planWhile different areas are intentionally used in different ways the spaces visually flow uninterruptedly all through the building from one end to the other and across the two levels. Each of the internal spaces open outwards dramatically encapsulating the external surroundings to the interiors, creating a seamless integration of the inside with the outside. Save this picture!Ground floor planThe building is created sculpturally from within & externally and is a unique manifestation of abstracted volumes that are fluid in the interior and perceived as a dramatic juxtaposition of trapezoidal volumes on the site.Project gallerySee allShow less12th Annual Glenn Murcutt International Architecture Master ClassArticlesFinland´s Participation at Shenzhen Hong Kong Biennale for Urbanism and ArchitectureArticles Share Triose / Sanjay Puri Architects “COPY” Save this picture!Courtesy of sanjay puri architects+ 15 Sharelast_img read more

NASS Reports First Indiana Corn has been Planted

first_imgNo activity has been seen yet for soybeans. Although hay supplies remain sufficient in most regions, more livestock are being turned onto pasture. Other activities include late harvest of 2013 corn crop and moving grain to market.Corn Planted – Selected States[These 18 States planted 91% of the 2013 corn acreage]—————————————————————– : Week ending : :———————————–: State : April 20, : April 13, : April 20, : 2009-2013 : 2013 : 2014 : 2014 : Average —————————————————————– : percent : Colorado ……..: – – 2 6 Illinois ……..: 1 1 5 22 Indiana ………: 1 – 1 14 Iowa …………: – – 2 11 Kansas ……….: 5 11 21 18 Kentucky ……..: 14 4 10 30 Michigan ……..: – – – 5 Minnesota …….: – – – 9 Missouri ……..: 12 9 26 29 Nebraska ……..: – 1 4 6 North Carolina ..: 59 20 43 58 North Dakota ….: – – – 3 Ohio …………: 1 – – 10 Pennsylvania ….: 2 – – 5 South Dakota ….: – – 1 3 Tennessee …….: 28 7 19 44 Texas ………..: 59 57 60 60 Wisconsin …….: – – – 3 : 18 States …….: 4 3 6 14 —————————————————————— Represents zero.Source: NASS Home Indiana Agriculture News NASS Reports First Indiana Corn has been Planted NASS Reports First Indiana Corn has been Planted By Andy Eubank – Apr 21, 2014 Facebook Twitter Facebook Twittercenter_img SHARE SHARE Previous articleHi Protein and Oil Important for Soy Farmers’ Bottom LineNext articleIndiana 4-H Reaching More Young People in Inner Cities Andy Eubank In the Hoosier state, warmer temperatures and drier weather have jumpstarted field activity for the week ending April 20, according to the USDA, NASS, Great Lakes Region. Temperatures were slightly cooler than average for the week, with average temperatures ranging from 43º F to 55º F, with a low of 18º and a high of 82º for the state. Precipitation ranged between .05 inches and 1.44 inches. Winter wheat and pasture are both well into greening. Application of anhydrous fertilizer and burndown herbicides in the field are in full swing. Tillage has begun to a moderate extent in some regions with drier soils. Planting of corn, oats and barley has begun in very limited quantities, restricted mostly to southern districts as most farmers are still waiting for soil temperatures to improve. In the weekly progress report Indiana comes in at 1% planted while national corn planting progress stands at just 6%, well below many analyst estimates. Illinois and Ohio are also at 1% complete.last_img read more

Nearly 200 Italian journalists received police protection in 2017

first_img ItalyEurope – Central Asia Protecting journalists Organized crimeViolence Last month’s attack on a RAI television reporter by a local mafia chief’s brother in Ostia, a coastal resort town near Rome, has revived concern about threats to journalists in Italy, especially in regions with the biggest mafia presence such as Campania, Calabria and Sicily, where they are exposed to harassment and violence on a daily basis. Receive email alerts RSF and 60 other organisations call for an EU anti-SLAPP directive News to go further RSF_en Ten RSF recommendations for the European Union ItalyEurope – Central Asia Protecting journalists Organized crimeViolence talian carabinieri bring a sniffer dog on November 28, 2017 to conduct searches in Ostia. AFP On eve of the G20 Riyadh summit, RSF calls for public support to secure the release of jailed journalists in Saudi Arabia December 29, 2017 Nearly 200 Italian journalists received police protection in 2017center_img News No fewer than 196 Italian journalists received police protection this year. This alarmingly high figure was revealed by the interior minister in early December at the inauguration of a coordination centre for combatting acts of intimidation against journalists, a promise made after the attack on the RAI reporter. The centre – the first of its kind in Europe, according to the Italian authorities – is intended to reinforce cooperation between the police and the Italian National Press Federation in order to provide better protection to journalists who feel threatened and at the same time better conditions for them to be able to continue to do investigative reporting. Covering organized crime in Italy often exposes reporters to deadly danger. Reporters Without Borders (RSF) has established that about ten Italian journalists currently have permanent, round-the-clock police bodyguards. RSF has talked to some of these journalists. Resilience They include Paolo Borrometi, a news agency reporter specializing in the mafia who had to leave his native Sicily for security reasons in 2015 after a series of attacks and intimidation attempts. He now lives in Rome where he is always accompanied by several policemen and never goes to a meeting alone. “I was subjected to physical attacks,” he said. “They tried to burn down my house. I received threats, including on social networks, but I never stopped reporting what was happening in my region.” He has been sentenced to death by three mafia families and, on 19 November, he published the recording of the latest death threat he has received, from the brother of a mafia boss. Lirio Abbate, a journalist specializing in organized crime who is deputy editor of the weekly L’Espresso, displays the same determination. He has been getting police protection for longer than any other journalist in Italy and is still receiving threats. Abbate has had a police escort since 2007, the year that his book about the connections between politics and the mafia in Italy, entitled “I complici” (The Accomplices), was published. “In Italy, there is a strong temptation to erase the facts,” he said. “So, it is the job of journalists to combat ignorance and fake news, so that public opinion is informed, as it deserves to be. This is a job that annoys certain criminals with networks in Sicily and Campania, with the result that Italy is the western country with the most media professionals killed in connection with their work.” According to the figures compiled by Ossigeno per l’Informazione (Oxygen for Information), an Italian NGO, 11 journalists have been killed in Italy by criminal gangs or terrorists since 1960. Eight of these murders took place in Sicily. The Italy mafia is therefore the biggest perpetrator of murders of journalists in Europe. Many journalists owe their survival to their police bodyguards and, although they acknowledge that it is hard to live with a constant escort, they usually pay tribute to their police protectors. “The protection provided by the national police saved me from a bomb left outside my house in Palermo and from an attack by armed criminals in Rome, and also resulted in the arrest of one of these hired killers, but the threats still continue today,” Abbate said. “The presence of the police officers protecting me does not prevent me from continuing to work in the field and, thanks to them, I can continue to reaffirm the importance of investigative journalism every day.” “In a democracy such as Italy in which the press is free, it is vital that journalists should also be able to investigate difficult subjects such as the mafia and that they should be able to do their reporting in the best possible conditions,” said Pauline Adès-Mével, the head of RSF’s EU-Balkans desk. “We urge the Italian authorities to redouble their efforts to enable journalists, especially the younger generation, to continue the work of their predecessors, some of whom paid with their lives for their investigative reporting.” Combatting the mafia now a priority The police have carried out several large-scale anti-mafia operations in recent weeks, including one on 5 December in Palermo in which raids were carried out against 25 members of the same mafia family in a single day. In Ostia, where the filmed attack on RAI reporter Daniele Piervincenzi took place on 7 November, drug trafficking and protection rackets are shared by three crime families. “Three local mafia families have been laying down the law for too long in this seaside resort,” said Rosy Bindi, the head of the Italian parliament’s anti-mafia commission, after the attack. Federica Angeli, a reporter for the daily newspaper La Reppublicca, is from Ostia. After she began exposing the details of the Spada family’s operations in Ostia and along the rest of the coast to the southwest of Rome, she was kidnapped by one of its members, Armando Spada, who threatened to kill her and her children. “The mafiosi did everything possible to make me stop writing, but they failed,” she said last month at a demonstration in defence of media freedom. “Now we are all gathered here. At last there’s an ‘us’ behind me. I promised my children and I promise to you as well that my pen will always be at the service of Ostia and its well-being.” Angeli has been getting full police protection for the past four years and still receives threats from the mafia. Nonetheless, like many of her colleagues, she has chosen to remain in her hometown and to keep living her (abnormal) life with her family while continuing to cover the mafia networks that control Ostia. “The mafia has not won but it has not lost either,” justice minister Andrea Orlando said at the inauguration of an anti-mafia conference last month. At the end of this big event he publicly admitted that the situation was alarming. The mafia has not won, but the filmed attack on a reporter has had the merit of turning the spotlight on a problem that has affected Italy for decades and which the authorities are now trying to address. Italy is ranked 52nd out of 180 countries in RSF’s 2017 World Press Freedom Index, after falling dramatically in the 2015 index because of a number of threats and attacks that were not addressed. November 23, 2020 Find out more December 2, 2020 Find out more Follow the news on Italy Help by sharing this information Organisation News News November 19, 2020 Find out morelast_img read more

RSF concerned by murder of journalist Jay Torres in Texas

first_img WhatsApp blocks accounts of at least seven Gaza Strip journalists United StatesAmericas Protecting journalists Violence News June 18, 2016 RSF concerned by murder of journalist Jay Torres in Texas Facebook’s Oversight Board is just a stopgap, regulation urgently needed, RSF says Reporters Without Borders (RSF) is concerned to learn of the murder of journalist Jacinto Hernández Torres, whose byline was Jay Torres, in Garland, Texas. It remains unclear if his death was directly related to his work as a journalist. June 3, 2021 Find out more Jay Torres was a 57-year-old local freelance journalist who frequently contributed to La Estrella, the Spanish language publication of the Star Telegram, and who also had a real estate business.His body was found Monday night in a suburb of Dallas, Texas near a property he may have been looking to purchase and flip for his real estate business. His real estate investment partner had become worried when Torres told him he was going there on Friday and then failed to respond to texts or calls over the weekend.The Garland Police Department said in a press release that they are investigating his death as a homicide but told RSF it was too early to say what the motive was for his murder. The statement revealed that Torres’ body had been at the scene of the crime for several days before he was found. His daughter Aline Torres told reporters at a press conference on Wednesday that her father had recently worked on more sensitive stories that may have involved human trafficking. She said “he would tell me he was turning over rocks that maybe people didn’t want turned over.”“We urge the authorities to thoroughly investigate Torres’ murder and determine whether or not it was related to his work as a journalist,” said Delphine Halgand, RSF’s US Director. The U.S. ranks 41 out of 180 countries on RSF’s 2016 World Press Freedom Index. United StatesAmericas Protecting journalists Violence RSF_en Receive email alerts NSO Group hasn’t kept its promises on human rights, RSF and other NGOs say to go further Follow the news on United States June 7, 2021 Find out more Organisation News News News Help by sharing this information April 28, 2021 Find out morelast_img read more

Blair High School Wins Fefferman Award for Excellence in Math and Science Education

first_img Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Business News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. The Pasadena Community Foundation has awarded its second annual $50,000 Dr. Robert Fefferman Award for Excellence in Math and Science Education to Blair High School’s science department. Michele Manzanares, a science teacher at Blair High School, was chosen as the recipient of a $25,000 cash award. In addition to the $25,000 unrestricted gift to the teacher, the Fefferman award also benefits the teacher’s school with a $15,000 grant to the Blair science department. Two Blair senior students will each receive a $5,000 college scholarship for outstanding performance in math or science.The Fefferman Award acknowledges outstanding high school math and science teachers and students in the Pasadena Unified School District.The winner of the 2016 Fefferman Award was announced at a dinner on Wednesday, May 4 attended by five teacher finalists, the Fefferman Selection Committee, Pasadena Community Foundation staff, Superintendent Dr. Brian McDonald, Mayor Terry Tornek, principals Tim Sippel from Muir, Mark Anderson from Marshall, Trudell Skinner of Blair and Gilbert Barraza of Pasadena High School.The winning teacher, Michele Manzanares, was announced by Dr. Robert Fefferman, visiting from Chicago for this event. Ms. Manzanares, sitting next to her husband and principal, became emotional as the award was announced. She gave a special thanks to her wonderful students.Ms. Manazares, who received an outstanding statement of endorsement from Principal Skinner, began teaching at Blair in 2000. She has taught a wide range of classes from AP Biology to Life Science. She herself was inspired by teachers in high school and pursued a teaching career to “open [students] eyes to the wonder of science.”Not only does Ms. Manzanares push her students to succeed, she always looks for ways to better herself, to support her community, and to play a leadership role at Blair. She leads the Blair Health Careers Academy, where she does not settle for letting her students just be average. Ms. Manzaneres believes that her students can reach the highest ranks of the health and science fields. During the selection committee’s visits to her classroom, she demonstrated an outstanding grasp of her subject and an unusual knack for bringing out the best in her students and encouraging participation and engagement.The Fefferman Award rewards and inspires excellence in math and science teaching at the high school level. The award is made possible by an anonymous donor, who believes that outstanding educators inspire students to pursue a higher level of math and science education; and that students who are inspired to pursue jobs in the fields of math and science can help the local Pasadena community and the world. Because science and math education strengthens critical thinking, problem solving, and creative reasoning skills, students succeed academically, economically and personally.The award is named in honor of Dr. Robert Fefferman, the Max Mason Distinguished Service Professor of Mathematics at the University of Chicago. His work includes research mathematics, teaching, and service to his University and to the community at large including the Chicago Public Schools. He is an inspiration to many, including the donor who named the award in his honor.After reviewing applications for the award, the Selection Committee chose five finalists, visited their classrooms and conducted in-person interviews. Each of the four other teacher finalists received a certificate and $1,000 for their excellence.Fefferman FinalistsMs. Sumita Luthria, John Muir High School; AP Calculus, Precalculus, Algebra IISumita Luthria began teaching in 1982 in Mumbai, India. She came to PUSD in 1994 as a substitute teacher and has been working at Muir since 1996. She served as head of the math department for two years, Math Field Day coach, and class advisor. In 2014, Stanford University selected Ms. Luthria to participate in the Project Summer Scoring Institute, Innovative Lab Network Performance Assessment. She also completed the Stanford University SCALE program. Sumita Luthria truly cares about her students and routinely goes above and beyond the call of duty to ensure that her students excel. Sumita Luthria was a 2015 finalist for the Fefferman Award.Mr. Jose Herrera, Pasadena High School; AP Calculus AB and BC, College Prep MathJose Herrera has taught within PUSD since 1990 and at Pasadena High School since 2006. With a Bachelor of Science from Stanford University and a Masters of Education from Claremont Graduate School, Mr. Herrera has both the academic background and many years of experience that make a great teacher. Jose Herrera exhibits a great deal of compassion for his students while still keeping his expectation high. He wants them to leave his classroom not only with an understanding of the mathematical formulas and algorithms, but about how math can be used to solve complicated problems both in school and in the real world.Mr. Richard Eric Mulfinger, Marshall Fundamental School; AP Statistics, AP Calculus AB & BC, Math IIIRichard Eric Mulfinger began teaching in 1986 and came to Marshall Fundamental School in 1998. Mr. Mulfinger has always played an active role in the school, serving as Math Department Chair, Advanced Placement Coordinator, Chess Club Coordinator, and Cross Country coach, among other activities. Selected as a National Board Certified Math Teacher and Pasadena Rotary Teacher of Excellence, Mr. Mulfinger is always looking for innovative ways to improve and routinely enrolls in professional conferences and institutes. Mr. Mulfinger was a 2015 finalist for the Fefferman Award.Mr. Bharatchandra Parekh, John Muir High School; Integrated I, Math TopicsBharatchandra Parekh has taught within PUSD since 2007 and at Muir High School since 2010. A passionate teacher to say the least, this individual goes to great lengths to ensure his students’ success. From a summer mathematics enrichment course, to weekend teaching sessions, to visiting other classes as a math coach, Mr. Parekh dedicates a full schedule to ensuring his students’ success. With very high California High School Exit Exam pass rates and a classroom environment that successfully encourages participations, Mr. Parekh is a great asset to PUSD. Bharatchandra Parekh was a 2015 finalist for the Fefferman Award.2016 Award Selection CommitteeAnonymous donorMs. Laura Pagano, Co-chair Fefferman Award CommitteeMr. Chris Bragg, Co-chair Fefferman Award CommitteeMr. Rick McAlpin, Corporate Vice President, Parsons CorporationMs. Eddie Newman, Board member, Pasadena Community Foundation; former principal, John Muir High SchoolDr. Donna E. Nordstrom, Professor of Mathematics, Pasadena Community CollegeDr. Paul Rothemund, Senior Research Associate, California Institute of Technology Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Make a comment First Heatwave Expected Next Week 2 recommended0 commentsShareShareTweetSharePin it More Cool Stuff Name (required)  Mail (required) (not be published)  Website  HerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeautyHerbeautyYou Can’t Go Past Our Healthy Quick RecipesHerbeautyHerbeautyHerbeautyThink The Lost Weight Won’t Be Regained If You Stop Eating A Lot?HerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautycenter_img Community News Subscribe Top of the News Your email address will not be published. Required fields are marked * Education Blair High School Wins Fefferman Award for Excellence in Math and Science Education Article and Photos courtesy of PUSD Published on Monday, May 16, 2016 | 7:37 pm Community News faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,PCC – EducationVirtual Schools PasadenaDarrell Done EducationHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

CFPB Updates Mortgage Servicing Rules

first_img Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] On Wednesday, the Consumer Financial Protection Bureau (CFPB) issued an interim final rule and a proposed rule in an effort to amending mortgage-servicing communication policies issued in 2016.The interim final rule gives servicers a longer, 10-day window to provide the modified notices. The bureau believes that this change offers, “greater certainty for servicers’ ability to comply with the rule, without undermining important borrower protections.”The proposed rule on periodic statements amends to certain Regulation Z mortgage servicing rules issued in 2016 relating to the timing for servicers to transition to providing modified or unmodified periodic statements and coupon books in connection with a consumer’s bankruptcy case.In 2016, the bureau issued changes to the mortgage servicing rules that required servicers to send written notices, referred to as early intervention notices, to certain consumers at risk of foreclosure who have requested a cease in communication under the Fair Debt Collection Practices Act.According to the CFPB, under this law consumers were given the option to request companies stop contacting them except with “limited purposes.” However, the bureau’s concerned that this miscommunication doesn’t provide servicers enough, “flexibility regarding when to communicate about foreclosure prevention options with borrowers who have requested a cease in communication.”CFPB Director Richard Cordray said Wednesday’s action should make it easier for mortgage borrowers to receive timely information from their mortgage servicers about available options for saving their home, even if they have submitted a request to cease communication.”In addition, we are proposing changes to clear up confusion about when to provide periodic statements with important loan information to borrowers in bankruptcy,” Cordray said.The interim final rule becomes effective on October 19, 2017, the same date that the related 2016 rule provisions become effective. The Bureau is seeking comment on this rule and will consider whether to revisit it in the future.Click here to view the full interim final rule.Click here to view the proposed rule on periodic statements. Share Save Demand Propels Home Prices Upward 2 days ago CFPB Updates Mortgage Servicing Rules Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: CFPB HOUSING mortgage Subscribe Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Headlinescenter_img Previous: a360inc Aims to Simplify Solutions for Law Firms with New Acquisition Next: Wells Fargo Announces Fee Refunds About Author: Nicole Casperson Governmental Measures Target Expanded Access to Affordable Housing 2 days ago October 4, 2017 1,856 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post CFPB HOUSING mortgage 2017-10-04 Nicole Casperson The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / CFPB Updates Mortgage Servicing Rules Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

NYC, LA advise residents to cover faces outdoors amid coronavirus pandemic

first_imgjarun011/iStock(NEW YORK) — A pandemic of the novel coronavirus has killed at least 5,949 people in the United States and more than 53,000 worldwide.Worldwide, more than 1 million people have been diagnosed with the new respiratory virus, which causes an illness known officially as COVID-19. Over 210,000 of those diagnosed have recovered, according to data compiled by the Center for Systems Science and Engineering at Johns Hopkins University.With more than 245,000 diagnosed cases of COVID-19, the U.S. has by far the highest national tally in the world.Here’s how the story developed Thursday. All times Eastern:9:13 p.m.: LA asks residents to cover facesJoining New York City, which made the announcement hours earlier, Los Angeles County citizens have been asked to cover their faces in public as well.Mayor Eric Garcetti and Dr. Barbara Ferrer, the director of the L.A. County Health Department, asked residents to use cloth masks, bandanas or a scarf, but not use commercial masks.Face coverings, she said, should be worn by the general public, not to protect themselves, but to protect others by keeping their respiratory droplets to themselves. Commercial face masks are in short supply and should be reserved for those on the front lines for their own protection, she said.There were 534 new cases in Los Angeles County in the last day — a 15% increase — for a total of 4,045.Garcetti also announced 11 new deaths for a total of 78.8:25 p.m.: Washington extends stay-at-home another monthWashington Gov. Jay Inslee took the powerful step of extending the state’s stay-at-home order for more than a month — to May 4.“We hope May 4 will be the end … but no one can guarantee that,” he said.Inslee said through Wednesday there have been 262 deaths in the state and 6,585 cases.He did say, however, that he believed the state has begun to “flatten the curve.”6:11 p.m.: eBay to launch new program to support struggling small businessesAuction site eBay announced it will be pledging up to $100 million to assist small businesses affected by the COVID-19 outbreak.The site will launch the “Up and Running” accelerator program that’s aimed at helping businesses that don’t have a strong online presence.The company will give a retailer a free basic online store for three months, and waive fees. New users will also receive free marketing tools, discounted shipping supplies and webinars through the program.5:28 p.m.: Javits Center temporary hospital opensNew York Gov. Andrew Cuomo said the temporary hospital at the Jacob Javits Center in Manhattan will now treat COVID-19 patients.When the U.S. Army built the 2,500-bed emergency facility, initially it was used for non-coronavirus cases, however Cuomo said the rapid rise in positive cases forced a change of plans.“I asked President Trump this morning to consider the request and the urgency of the matter, and the president has just informed me that he granted New York’s request,” the governor said in a statement.5:26 p.m.: Trump tests negative againPresident Donald Trump again tested negative after taking a second COVID-19 test Thursday morning, White House press secretary Stephanie Grisham said.Trump’s first negative test was in March.5:12 p.m.: New York City advises residents wear face coveringsNew York City’s Health Department and Mayor Bill de Blasio issued new guidance to residents urging them to wear face coverings outside.The coverings can be as simple as a scarf or a bandana, but they must cover the mouth and nose, according to city Health Commissioner Dr. Oxiris Barbot.De Blasio said the new guidelines, which are made to complement social distancing rules, were issued because of new data on the coronavirus.“I want to emphasize this … the reason for this guidance is studies show some asymptomatic people may be transmitting the disease,” he said at his daily briefing.De Blasio said New Yorkers who aren’t health workers or first responders should not use a surgical mask.“Leave those alone, leave those to the people who need it to save lives,” the mayor said.Barbot advised that face coverings should be cleaned with soap and water and dried daily. The health department put further details about the face covering advisory on its website.Later in the evening, the city released new data on the number of cases. As of Thursday evening, there were 49,707 confirmed cases, and 1,562 COVID-19 related deaths.About 1,400 people have died in New York City, with tens of thousands more testing positive.3:20 p.m.: Cruise ships with sick passengers allowed to dock in FloridaA pair of cruise ships carrying dozens of people with flu-like symptoms, including at least nine who have tested positive for COVID-19, will be allowed to dock at Port Everglades in Florida, says Fort Lauderdale Mayor Dean Trantalis.Last week, Florida Gov. Ron DeSantis said it would be a mistake to bring the passengers from the MS Zaandam and MS Rotterdam ashore because the state’s hospitals need to be saved for residents and not “foreign nationals.”The decision to let the ships dock was made by the Coast Guard, Homeland Security, health officials and Broward County officials, said Trantalis.He said Holland America, which operates the ships, has “agreed to a strict set of protocols … intended to protect our community by ensuring there is no contact with local residents.”“The vast majority of passengers are not ill and have no symptoms, they will be placed on private chartered buses, taken directly to the airport” for chartered flights, the mayor said“A small number of critically ill passengers will go to local hospitals,” he said, while some who are mildly sick or have symptoms will quarantine on the ships.The illnesses began aboard the MS Zaandam, which set out from Buenos Aires for a South America cruise on March 7, with 1,243 guests and 586 crew on board. The voyage was supposed to end in San Antonio, Chile, on March 21 but the vessel has remained at sea since the Chilean government refused it permission to dock and disembark.The ships later passed through the Panama Canal and the government of Panama also denied approval to disembark guests.At least four people on board the ship have died and several have tested positive for COVID-19, according to Holland America.Last week, the cruise line announced plans to move “healthy” people from the MS Zaandam to another one of its ships, the MS Rotterdam. Holland America Line president Orlando Ashford said he wanted to dispel the myth of a healthy ship versus a sick one, explaining that the intention was for the two cruises to work in tandem so that they can reduce the workload on each vessel, “create maximum flexibility” and move passengers that have been stuck self-isolating in inside cabins for a week to cabins that have access to light and fresh air.There are now 442 guests and 603 crew aboard the MS Zaandam, and 808 guests and 583 crew on the MS Rotterdam, including a total of 311 U.S. citizens. Since March 22, at least 97 guests — 83 on Zaandam and 14 on Rotterdam — and 136 crew — all on Zaandam — have presented with influenza-like symptoms, according to Holland America Line.“We have seen a significant decline in the presentation of new cases on Zaandam, with only one new case reporting in the past 24 hours,” the cruise line said Wednesday. 2:50 p.m.: Louisiana cases jump 42% in 1 dayCoronavirus cases in Louisiana jumped 42% in one day. On Wednesday, there were 6,424 cases statewide and now the state is reporting 9,150 cases.There are 1,639 patients in hospitals, including 507 individuals on ventilators, said state officials.The death toll in Louisiana has climbed to 310.Gov. John Bel Edwards tweeted Thursday, “We are doing everything we can to source ventilators and increase our medical capacity & we need everyone else to do everything they can to slow the spread and stay at home. This is going to get worse before it gets better, but how much worse depends on all of us.”2:30 p.m.: 6 charged for coughing, spitting on cops and claiming to have coronavirusSix people have been charged in New Jersey for allegedly spitting or coughing on police officers while claiming to have the coronavirus, Gov. Phil Murphy said Thursday.“We are taking a zero-tolerance policy against anyone who acts so stupidly and puts others in danger or makes them fear for their health,” the governor tweeted. “If you engage in such behavior, you’re going to face – at the least – fines of up to $10,000 and up to 18 months in jail.”In New Jersey, over 25,000 people have been diagnosed with the coronavirus and 537 of them have died.12:36 p.m.: FDA loosens restrictions for gay men to donate bloodThe FDA is loosening restrictions that have blocked men who have sex with men from donating blood within 12 months of their last sexual encounter, citing concerns dating back to the 1980’s about the transmission for HIV or AIDS through the blood supply.The new restrictions will be to defer men from donating if they have had sex with another man within the last 3 months.The FDA’s change follows urging from gay rights activists and Democratic senators who cited the recent blood shortages caused by the novel coronavirus pandemic as a catalyst for change. 12:04 p.m.: Democratic National Convention postponed to Aug. 17The Democratic National Convention in Milwaukee, initially set for July 13, has been pushed back to Aug. 17 due to the coronavirus pandemic,  according to senior convention and party officials.“Ultimately, the health and safety of our convention attendees and the people of Milwaukee is our top priority,” said DNC Chair Tom Perez. “And we will continue to be in contact with local, state, and federal health officials as we monitor this fluid situation.”11:45 a.m.: More than 50,000 cases in NYCNew York City — the U.S. city hit hardest by the pandemic — has over 51,000 people who have tested positive for COVID-19, Gov. Andrew Cuomo said Thursday.New York state has 92,000 diagnosed cases. Of those, 13,000 are hospitalized, including 3,396 patients in intensive care units, Cuomo said.Over 7,000 people have been discharged from hospitals in the state.New York state now has lost 2,373 lives, Cuomo said.The apex in New York will depend on social distancing, Cuomo said. Depending on the model, the apex could be anywhere from 7 to 30 days away, he said.10:50 a.m.: 100-year-old charged for attending large funeralA 100-year-old is among 15 people charged for attending a funeral in Lakewood, New Jersey, in violation of the governor’s executive order banning large gatherings.About 60 to 70 people had gathered for the Wednesday funeral, and when officers tried to disperse the crowd, some “became unruly and argumentative,” according to the Ocean County Prosecutor’s Office and the Lakewood Township Police.The 15 people — including the 100-year-old — were charged with Violating Any Rule or Regulation Adopted by the Governor During a State of Emergency.10:50 a.m.: 100-year-old charged for attending large funeralA 100-year-old is among 15 people charged for attending a funeral in Lakewood, New Jersey, in violation of the governor’s executive order banning large gatherings.About 60 to 70 people had gathered for the Wednesday funeral, and when officers tried to disperse the crowd, some “became unruly and argumentative,” according to the Ocean County Prosecutor’s Office and the Lakewood Township Police.The 15 people — including the 100-year-old — were charged with Violating Any Rule or Regulation Adopted by the Governor During a State of Emergency.10:25 a.m.: FEMA asks Defense Department for 100,000 body bagsFEMA has requested that the Defense Department make 100,000 body bags available to help state health agencies with mortuary affairs, a Pentagon spokesman confirmed to ABC News.The request comes as the White House revealed this week that as many as 200,000 Americans could die from the coronavirus.Bloomberg, which was first to report on FEMA’s request, said the Department of Defense will initially draw from its stockpile of 50,000 bags before having to purchase more.9:44 a.m.: Vatican reports 7th positive caseOne new positive case of COVID-19 has been reported in Vatican City, the headquarters of the Roman Catholic Church.Vatican spokesman Matteo Bruni said in a statement Thursday that a Holy See employee has tested positive for the coronavirus. The employee has been in isolation since mid-March, after his wife contracted the virus from an Italian hospital where she works, according to Bruni.This brings the total number of positive cases in the Vatican to seven. The city-state is surrounded by Rome.“On this occasion it is useful to clarify that, like all institutions, the various entities and departments of the Holy See and of the Vatican City State continue only in essential, mandatory and indifferent activities,” Bruni said, “clearly adopting to the maximum extent possible the appropriate measures that have already been communicated, which include remote work and shift criteria, in order to safeguard staff health.”9:07 a.m.: Florida reaches conditional approval on Carnival’s entry plan for two cruise shipsThe U.S. Coast Guard and the Florida Department of Health have reached a conditional agreement with Carnival Corp., the world’s largest cruise line, on an entry plan for two ships carrying dozens of people with flu-like symptoms. The commissioner of Florida’s Broward County, Michael Udine, said via Twitter Thursday morning that Carnival’s plan is still subject to approval from Broward County, where the ships would dock. Until then, the pair of vessels will remain outside U.S. waters. It’s unclear how many passengers would be allowed to disembark.Both cruise ships — the MS Zaandam and the MS Rotterdam — are operated by Holland America Line, a subsidiary of Carnival. Since March 22, a total of 97 guests and 136 crew on board have presented influenza-like symptoms, while at least nine people have tested positive for the novel coronavirus. Four people on board have died, according to Holland America Line.8:59 a.m.: Record 6.6 million Americans file for unemploymentA record-smashing 6,648,000 people filed for unemployment in the United States in the week ending March 28 amid the coronavirus crisis, according to data released by the U.S. Department of Labor on Thursday. Thousands of businesses across the country have been forced to close due to government-mandated stay-at-home orders.8:28 a.m.: Spain sees new record in coronavirus-related fatalitiesSpain has again reported the highest single-day death toll from the novel coronavirus since the pandemic began. The Spanish Ministry of Health on Thursday recorded 950 new deaths in the past 24 hours, bringing the nationwide total to 10,003 — a nearly 10.5% jump. It’s the largest one-day, in-country increase of fatalities so far, surpassing the record set by Spain last week.The Spanish health ministry also recorded 8,100 newly diagnosed cases of COVID-19, bringing the nationwide tally to 110,238 — a nearly 8% increase. Spain has one of the highest nationwide death tolls from COVID-19 in the world, second only to Italy. Spain also has the third-highest national tally of diagnosed cases, behind Italy and the United States.7:53 a.m.: New England Patriots plane carrying N95 masks from China to arrive in BostonA private jet owned by the New England Patriots professional football team carrying much-needed medical supplies from China will land in Boston on Thursday, according to Massachusetts Gov. Charlie Baker. Patriots CEO Robert Kraft coordinated with officials to send the National Football League team’s plane to pick up personal protective equipment that Massachusetts had bought from China. The U.S. state has purchased over a million N95 masks, and the ones arriving Thursday at Boston’s Logan International Airport represent a partial shipment, according to the governor.“As I said before, ordering vital equipment like this is only one part of the challenge and I am incredibly grateful that the Krafts worked this issue relentlessly alongside our Command Center staff to get these critical supplies to Massachusetts,” Baker said in a statement Thursday. “The Krafts, our partners Ambassador Huang Ping, Dr. Jason Li, Gene Hartigan and our COVID-19 Command Center personnel teamed up to get this job done and we eagerly await the plane landing at Logan Airport soon. Our administration will keep pursuing the PPE necessary to support our brave front-line workers who are working tirelessly to save lives during this pandemic.”7:25 a.m.: FEMA cargo plane with medical supplies from China lands in OhioA planeload of medical supplies from China has landed in the United States.The cargo plane touched down early Thursday at Rickenbacker International Airport near Columbus, Ohio.“The shipment includes supplies from Shanghai, connecting the global market with local medical distributors,” airport officials told ABC News.The relief shipment, coordinated by the Federal Emergency Management Agency, contains masks, gowns, ventilators and other supplies, all of which will go to medical distributors “in areas of greatest need,” officials said.6:46 a.m.: Over 95% of those who died in Europe were over 60, WHO saysThe head of the World Health Organization’s regional office in Europe said Thursday data shows that more than 95% of people who have died from the novel coronavirus on the continent were over the age of 60.More than half of them were older than 80, Dr. Hans Kluge said.Still, he warned that age is not the only risk factor. About 10% to 15% of people under 50 who are diagnosed with COVID-19 have moderate or severe symptoms, according to the WHO, the global health arm of the United Nations.“The very notion that COVID-19 only affects older people is factually wrong,” Kluge said during an online press conference Thursday in Copenhagen. “Young people are not invincible.”More than four in five of those who have died in Europe had at least one other chronic underlying conditions, such as cardiovascular disease, diabetes or hypertension.“On a positive note,” Kluge added, “there are reports of people over the age of 100 who were admitted to hospital for COVID-19 and have now since made a complete recovery.”5:39 a.m. Cruise ships with sick passengers to arrive off Florida coastA pair of cruise ships carrying dozens of people with flu-like symptoms, including at least nine who have tested positive for COVID-19, were expected to arrive off the coast of Florida early Thursday.It’s still unclear whether passengers will be allowed to disembark.The illnesses began aboard the MS Zaandam, which set out from Buenos Aires for a South America cruise on March 7, with 1,243 guests and 586 crew on board. The voyage was supposed to end in San Antonio, Chile, on March 21 but the vessel has remained at sea since the Chilean government refused it permission to dock and disembark. At least four people on board the ship have died and several have tested positive for COVID-19, according to Holland America Line, which operates the cruise.Last week, the cruise line announced plans to move “healthy” people from the MS Zaandam to another one of its ships, the MS Rotterdam. Holland America Line President Orlando Ashford said in a video message that he wanted to dispel the myth of a healthy ship versus a sick one, explaining that the intention is for the two cruises to work in tandem so that they can reduce the workload on each vessel, “create maximum flexibility” and move passengers that have been stuck self-isolating in inside cabins for a week to cabins that have access to light and fresh air.There are now 442 guests and 603 crew aboard the MS Zaandam, and 808 guests and 583 crew on the MS Rotterdam, including a total of 311 U.S. citizens. Since March 22, at least 97 guests — 83 on Zaandam and 14 on Rotterdam — and 136 crew — all on Zaandam — have presented with influenza-like symptoms, according to Holland America Line.“We have seen a significant decline in the presentation of new cases on Zaandam, with only one new case reporting in the past 24 hours,” the cruise line said in a statement on Wednesday afternoon.Both ships are heading to Port Everglades in Fort Lauderdale, Florida, after passing through the Panama Canal. The government of Panama also denied approval to disembark guests.Holland America Line said it hopes to disembark the nearly 1,200 guests on the two ships who are “well” and fit to travel per guidelines from the U.S. Centers for Disease Control and Prevention. Guests fit for travel will be transferred straight from the vessels to flights for onward travel home, the majority on charter flights.“Out of an abundance of caution, these guests will be transported in coaches that will be sanitized, with limited person-to-person contact and while wearing masks,” the cruise line said in its statement Wednesday. “These provisions well exceed what the CDC have advised is necessary for their travel. Guests have not left the ship since March 14 and have self-isolated in their staterooms since March 22.”The approximately 45 guests who still have “mild illness” and are unfit to travel at this time will continue to isolate on board until recovered, according to Holland America Line. For the estimated less than 10 people who need immediate critical care shoreside, the cruise line has secured approval from a local health hospital in Florida’s Broward County that has agreed to accept the patients for treatment.“This small number is the only group that will require any support from medical resources in Broward County,” the cruise line said, “and is necessary to prevent further harm to their health.”Last week, Florida Gov. Ron DeSantis said it would be a mistake to bring the passengers ashore because the state’s hospitals need to be saved for residents and not “foreign nationals.”As of Wednesday afternoon, Holland America Line was still awaiting confirmation from Florida authorities to disembark the guests in Fort Lauderdale. Both ships will remain outside U.S. waters while awaiting clearance to enter.“Holland America Line calls for compassion and reason in the review and approval of our disembarkation plan by Florida officials,” the cruise line said, “and we are grateful for those that have supported our efforts.”4:11 a.m.: Dr. Fauci forced to ramp up personal security due to threatsThe U.S. government has ramped up security for Dr. Anthony Fauci, as the nation’s top medical expert on the coronavirus pandemic faces threats to his personal safety.Upon recommendation of the U.S. Marshals Service, the U.S. Department of Justice in recent days approved a special deputization request from the U.S. Department of Health and Human Services for more than half a dozen special agents to provide protective services to Fauci, a Justice Department official told ABC News.Fauci, the director of the National Institute of Allergy and Infectious Diseases, is a member of President Donald Trump’s coronavirus task force and has become the face of the nation’s response to the novel coronavirus pandemic.The Washington Post first reported the threats to Fauci and the increased security.When asked during Wednesday’s White House press briefing whether he or the task force coordinator had received any threats or if they had been given a security detail, Fauci said he was not able to answer and referred the reporter’s question to the U.S. Department of Health and Human Services.Trump quickly chimed in, saying, “He doesn’t need security, everybody loves him.”Copyright © 2020, ABC Audio. All rights reserved.last_img read more

A to Z of E-learning

first_imgA to Z of E-learningOn 1 Oct 2001 in Personnel Today ManyHR professionals are still dazzled by new training technology.  Sue Weekes offers a guide to the key e-termswith which they should familiarise themselvesActiveXA programming technology developed by Microsoft that can be used with a varietyof programming languages and in an Internet environment. Asymmetricdigital subscriber line (ADSL) A high-speed, broadband data transfer systemthat runs across existing telephone wires and which provides an “alwayson” connection to the Internet. It operates at just over 500Kbps, around10 times faster than an average modem. Asynchronouslearning A method of learning which takes place over elapsed rather thanreal time. Typically, a learner can go online whenever it is convenient forthem to download course material and complete it in their own time viadiscussion with a tutor or a group across e-mail, voicemail and threadeddiscussions. It is the most flexible method of learning around because itallows learners to participate at a time when it is convenient for them.BandwidthThe amount of data that can be transmitted over a connection in a fixed amountof time. Bandwidth is usually expressed in bits per second or bytes per second.The higher the bandwidth, the faster the operation which you are carrying outacross the connection will be completed. Bandwidthrestriction If you have a low bandwidth connection (for example a 28kbpsmodem), you may experience restrictions in the type of files you use –high-quality graphics and multi-media files, for instance, will be slow totransmit or download. Blendedsolutions A blend of online learning, virtual classroom learning and live,traditional classroom training, which can be used in any combination to supportthe learner.BookmarkThe method of storing and marking progress within a programme and organisingselected URLs or web addresses in Netscape Navigator. The Internet Explorerequivalent is called Favourites. BrowserThe piece of software used to locate and display web pages. Most modernbrowsers can display graphics as well as text and multimedia information, suchas sound and video. The two most popular browsers are Internet Explorer andNetscape Navigator. CacheThe place where information is stored temporarily. Once a page is downloadedfrom the Web, it is stored in the browser’s cache (caching). When you next wantto look at that page, the browser first looks to the cache area to retrieve it,which is quicker than looking for the page on the Internet or an intranet. Thenumber of pages that can be stored in the cache area is set by the user. Computer-basedtraining (CBT) A method of training that is typically run directly on a PC(not through a web browser) and accessed via CD-Rom or over a network. As CBTstake the human interactivity entirely out of the learning process (unlike mostWBT systems), their success tends to be in very specific training areas.Collaborativelearning A method of e-learning that is facilitated by an online tutor orchatroom/discussion group (in real time or otherwise). The learner can benefitfrom other users’ experience and questioning, while he or she continues tolearn at his or her own pace online. It allows interaction and discussion ofideas between an expert and/or other members of the “class”.Contentassembly tool These are used to assemble the structure of e-learning coursecontent. Typically, these tools are used with Learning Content ManagementSystems to assemble diverse learning objects into a topic, module, course orsyllabus.Contentmanagement systems (CMS) A system for the delivery and administration ofonline learning material and the tracking of the online learner’s progress. ACMS can be a subset of functionality within a Learning Management System.Broadly, there are two categories: web content management  and e-learning content management systems.WCMS products typically manage content that drives a website, whereas LCMStypically have a rich learning functionality, such as Learning Objectarchitecture and personalised learning paths.Customerrelationship management (CRM) A form of marketing that allows businesses totarget and acquire new customers. By using CRM, each customer is treated as anindividual and it also allows the tailoring of sales and marketing informationto specific products and services of interest to them. Organisations aretherefore looking for ways to personalise online experiences through CRM toolssuch as sales force automation, helpdesk software, e-mail organisers and webapplications. Dial-upconnection A network connection that is established by dialling a telephonenumber. Communication between computers using a dial-up connection takes placevia a modem.Discussionboard/forums These allow visitors to read and post messages on a website,making it more interactive and inviting users to come back again. They can beuseful in e-learning for sharing knowledge on a common theme. They are alsoknown as message boards. e-HRWhere part or all of the HR function in a company is carried out using someform of technology. E-HR can range from a set of simple, automated systemscovering areas such as payroll and benefits to a full-blown electronic HRsystem where all functions rely on technology in some way. Enterpriseresource planning (ERP) The co-ordination of a company’s differentdepartments and their functions, including finance, HR, planning andmanufacturing, one-to-one computer system to serve the needs of the entireorganisation. As the ERP methodology has become more popular, software app-lications have emerged to help business managers implement ERP. ExtranetA restricted network of computers, for example within a company or group ofcompanies over several sites. An extranet can be used to train internalemployees using e-learning in different geographic locations. Customers,suppliers and dealers can also be given access to the learning extranet,allowing the whole supply chain to be better educated. For instance, motorcompany Ford has used an extensive extranet to train employees at itsdealerships. FirewallA firewall is a set of programs that examines information being passed in andout of a computer network to determine whether it complies with company policy.If it doesn’t comply, the firewall will block its entry on to the network.FTP(file transfer protocol) The high-level Internet standard protocol fortransferring files from one computer to another across the network. Graphicaluser interface (GUI) The “interface” between the computer and theuser is what is displayed on screen when the computer is switched on. A graphicaluser interface uses icons and graphics to display a desktop that mimics thereal world. It was pioneered by Apple with the Macintosh computer. MicrosoftWindows 3.1, Microsoft Windows 95 and onwards, Microsoft Windows NT all havegraphical user interfaces. GroupwareA generic term to describe software that supports a collaborative working orlearning environment. It enables multiple users to share information andknowledge through communication and workflow tools. In an e-learning context,groupware can relate to collaborative tools such as discussion boards andvirtual classrooms.HTML(hypertext mark-up language) The coding language used to create hypertextdocuments for use on the World Wide Web. HTML is marked up using tagssurrounded by pointed brackets. The tags describe exactly how the HTML pageshould be formatted and displayed. Nearly everything you see on the Web willhave at some time been formatted using HTML.HTTP(hypertext transfer protocol) The protocol for moving hypertext files acrossthe Internet. It requires an HTTP client program on one end and on the otherend an HTTP server program. HTTP is the most important protocol used in theWorld Wide Web. Hybridapproach A hybrid approach to content includes splitting up material betweenhigh and low bandwidth content. For example, the text and graphics might liveon the server, but when playing a video, the web page looks for content on thelocal computer (possibly CD-Rom) rather than streaming it or downloading it. Instructionalmanagement systems (IMS) An e-learning project originally set up in 1997.Today the IMS consortium is working towards a number of standards in areas suchas learning resources and learning systems. For a full rundown of its aims, goto www.imsproject.org InternetA worldwide connection of computers. By linking your computer up to the web ofother computers, you can access millions of sources of information. ISDN(integrated services digital network) A high-speed digital telephoneservice that increases the speed at which you connect to the Internet. ISDNtransfers data at 128 kilobits per second, much faster than an early analoguemodem, but slower than the more recent ADSL.Internationalcomputer driving licence (ICDL) A qualification demonstrating transferablecomputer skills, overseen by the British Computer Society. It is recognised byemployers across the world. Instructionaldesign The most appropriate mix of a broad range of media – text, audio,animation and video – used together to produce effective e-learning productsand services.InternetExplorer The most widely used web browser, developed and supplied byMicrosoft.IntranetA private network, consisting of interlinked local area networks, containedwithin a company. Its purpose is to share company information and resourcesamong employees. They provide an excellent medium for the delivery ofe-learning content, enhancing the aspect of just-enough and just-in-timetraining which can be distributed to all employees.JavaA programming language designed by Sun Microsystems for the Internet. Javais a relatively simple language to work with and can be used to create completeonline applications or little applets for use within web pages. JavaScriptA programming language used in the development of Internet applications,JavaScript is used for adding increased functionality to a web page. A lesscomplicated programming language than Java, Javascript is very flexible andeasier to learn. It is used in website development to perform such tasks asautomatically changing a date on a web page; enabling a “linked-to”page to appear in a pop-up window or causing text or graphic to change as youroll your mouse over it.Knowledgemanagement The business of promoting, capturing and sharing expertise in anorganisation. It rests on the principle that in the Information Age a company’scapital assets are the skills and know how of its employees rather thanbuildings, plant and machinery.Learningdelivery environment (LDE) The environment in which the learning takes placeand which integrates the components such as content, collaboration, tutoringand assessment. Although vital to the e-learning process, the environmentshould be transparent to the user, who should seamlessly move from one activityto another.Learningmanagement system A software platform that administers and tracks bothonline and classroom-based learning events, as well as other trainingprocesses. The LMS registers users, tracks courses and records data fromlearners; it also provides appropriate reports to management. The databasecapabilities of the LMS extend to additional functions, such as companymanagement, online assessments, personalisation and other resources. Learningmanagement systems are also sometimes referred to as training managementsystems. Learningobjects At their simplest level, learning objects are reusable buildingblocks of learning. The concept of learning objects is not to think of trainingmaterial in terms of monolithic courses, but rather as being constructed of aset of smaller components or chunks of learning. Monolithic courses assumeeveryone has the exact same needs in a course and learning objects recognisesthat it is important to be able to tailor each course (perhaps evenautomatically), based on individual needs.Learningportal A collection of learning services and related products within oneportal website.Mailinglists A discussion group which uses e-mail to communicate. When a mailinglist receives an e-mail from a member of the group, it is automatically sent tothe other members. MegabyteA unit of measurement for electronic data storage. One megabyte (MB) is thesame as 1024 kilobytes (KB), 1,048,576 bytes, or 8,388,608 bits. A byte is aform of storage capable of holding a single character. A floppy disk that canhold 1.44 megabytes, for example, is capable of storing about 1.4 millioncharacters, or about 3,000 pages of information. Megabyte is frequentlyabbreviated as M or MB. In e-learning terms, megabytes are important withregards to how fast files and programmes can be downloaded to your computer. Ifthe files are too big or your computer has a small memory or processor, thee-learning programme or course can take a long time to download and appear onyour screen.NetscapeNavigator The second most widely used web browser after Internet Explorer.NetworkA group of two or more computer systems linked together. There are many typesof computer networks, but the main two are Local Area Networks (Lans) and WideArea Networks (Wans). Lans are where the computers are geographically closetogether (that is, in the same building) and Wans are used when the computersare further apart and are connected by telephone lines or radio waves.Networktraffic data Transactions or messages of any kind crossing a network isreferred to as network traffic. Networknews transfer protocol (NNTP) The protocol for the distribution, inquiry,retrieval, and posting of news articles stored in a centralised database. NewsgroupsAn online club which shares a common interest and posts and reads messages onthe subject. There are tens of thousands of newsgroups available on theInternet on every subject imaginable and they are a good way to share andobtain ideas.Peopledevelopment services Online people development services are a criticalstarting point for e-learning. They improve a company’s accomplishment byoptimising the efficiency and performance of its people, therefore assisting inthe growth of the organisation. Employees can access a wide library ofresources to improve their skills, and online appraisal information. The focusis on the structured development of knowledge, attitudes and motivation,building on incentives in the working environment. Plug-inA piece of software required in order to run some files, such as Real Player tolisten to music, QuickTime to watch videos and Flash to view animations. Oftenthe plug-in will be attached to the files and will install automatically whenit is required or else direct you to a website where you will be able todownload it.ProtocolProtocols are sets of rules used by the end points in a telecommunicationconnection when they send data back and forth. For a successful transmission, therules or protocols have to be met at both ends. In online communications,common protocols are: FTP, HTTP, NNTP and TCP/IP.Proxyserver A proxy server mediates an organisation’s external access to theInternet. In this configuration, the only live access to the Internet isbetween the proxy server and the outside world. For example, if a user isconfigured to work through a proxy server, when they access a web page therequest first goes to the proxy server instead of directly to the site. Theproxy server then makes the request, returns the page to the proxy server, andthen to the user. Remoteaccess server A technology that allows users to remotely access informationon the company network or intranet. A person can connect from anywhere in theworld, receive security validation and then access company information such astraining courses or HR-related material. ServerA powerful computer dedicated to storing and sharing information for a numberof PCs, typically on a network. A server can be the heart of a Lan (Local AreaNetwork) or at the centre of part of the Internet.ServletA servlet is a small application, designed to run on a server – typically a webserver such as Microsoft Internet Information server. A common application of aservlet would be to retrieve information from a database, based on user input.Servlets can be written in Java to improve performance.Streamingmedia Enables a user to play audio or video materials online in a steadystream, without waiting for all the data to be downloaded first. Streaming isfast and effective because the degree of file compression is adapted to theavailable bandwidth. Online courses using streaming media will require aspecial media player or plug-in. Synchronouslearning Learning which occurs online in real time, as opposed toasynchronous, which occurs over an elapsed period. A typical example would be alive online interaction and learning between presenter and attendee, whichtakes place in a virtual classroom. The benefits are that students get instantfeedback and discussion.Thinclient A low-cost computer with no CD-Rom/DVD players, floppy disk drivesor expansion slots. Such computers, sitting on a network, tend to be clientsand not servers. They are called thin because they are stripped down in termsof the client applications that they use. The increase in use of thin clientsin the workplace and educational establishments demonstrates the need forcheaper computers that are dedicated to Internet usage. Thin clients are notnecessarily for Internet usage, though, and can be a low-cost machine that sitson a network.Technology-basedtraining (TBT) A method of coaching that is delivered through customised,interactive training programs, designed and delivered using multimedia.Training programs can incorporate a variety of media-rich features, such asaudio, video, 2D/3D graphics, animation and photographic stills. TCP/IPThis is the basic language or protocol of the Internet which allows equipmentfrom different vendors to communicate. IP (Internet protocol) represents thescheme by which two devices communicate and TCP (transmission control protocol)manages the flow of IP, thus ensuring that the IP packets remain error-free andthat they can reach their destination correctly.Uniformresource locator (URL) The name given to a web page’s unique Internetaddress.Virtualclassroom A set of synchronous tools dedicated to live online presentationand training and typically including voice conferencing, videoconferencing andchat. Web-basedtraining (WBT) A system which delivers learning content across intranets,extranets and the Internet. They typically fall into two categories: learningmanagement systems, which focus on the administrative tasks of learning, ande-learning content management systems (LCMS), which concentrate on leveragingthe power of web technology to speed up, personalise and enhance the wholelearning process.WebcastEffectively a broadcast, which is carried out from a website. Webcasts can formone of the components of an e-learning programme.Webserver A program that delivers web pages. Every web server has an IPaddress and usually a domain name. When entering the URLhttp://www.netg.com/index.html in your browser, for instance, a request is sentto the server whose domain name is netg.com. The server then fetches the pagenamed index.html and sends it to your browser. There are quite a few popularweb servers, including Microsoft’s Internet Information Server, NetscapeFastTrack, Enterprise servers and Apache. WorldWide Web (www) The graphical user interface developed by Tim Berners-Lee toview information on the Internet.XML(extensible markup language) XML is an infinitely customisable programminglanguage. It is a variety of metalanguages, used to describe other programminglanguages. XML allows users to define their own values for commands to create alimitless number of different document types. Comments are closed. Related posts:No related photos. Previous Article Next Articlelast_img read more