Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] On Wednesday, the Consumer Financial Protection Bureau (CFPB) issued an interim final rule and a proposed rule in an effort to amending mortgage-servicing communication policies issued in 2016.The interim final rule gives servicers a longer, 10-day window to provide the modified notices. The bureau believes that this change offers, “greater certainty for servicers’ ability to comply with the rule, without undermining important borrower protections.”The proposed rule on periodic statements amends to certain Regulation Z mortgage servicing rules issued in 2016 relating to the timing for servicers to transition to providing modified or unmodified periodic statements and coupon books in connection with a consumer’s bankruptcy case.In 2016, the bureau issued changes to the mortgage servicing rules that required servicers to send written notices, referred to as early intervention notices, to certain consumers at risk of foreclosure who have requested a cease in communication under the Fair Debt Collection Practices Act.According to the CFPB, under this law consumers were given the option to request companies stop contacting them except with “limited purposes.” However, the bureau’s concerned that this miscommunication doesn’t provide servicers enough, “flexibility regarding when to communicate about foreclosure prevention options with borrowers who have requested a cease in communication.”CFPB Director Richard Cordray said Wednesday’s action should make it easier for mortgage borrowers to receive timely information from their mortgage servicers about available options for saving their home, even if they have submitted a request to cease communication.”In addition, we are proposing changes to clear up confusion about when to provide periodic statements with important loan information to borrowers in bankruptcy,” Cordray said.The interim final rule becomes effective on October 19, 2017, the same date that the related 2016 rule provisions become effective. The Bureau is seeking comment on this rule and will consider whether to revisit it in the future.Click here to view the full interim final rule.Click here to view the proposed rule on periodic statements. Share Save Demand Propels Home Prices Upward 2 days ago CFPB Updates Mortgage Servicing Rules Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: CFPB HOUSING mortgage Subscribe Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Headlines Previous: a360inc Aims to Simplify Solutions for Law Firms with New Acquisition Next: Wells Fargo Announces Fee Refunds About Author: Nicole Casperson Governmental Measures Target Expanded Access to Affordable Housing 2 days ago October 4, 2017 1,856 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Print This Post CFPB HOUSING mortgage 2017-10-04 Nicole Casperson The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / CFPB Updates Mortgage Servicing Rules Data Provider Black Knight to Acquire Top of Mind 2 days ago
iStock(TOLEDO, Ohio) — A security guard at an IRS office in Toledo, Ohio, pleaded not guilty Monday to charges stemming from an incident in which he allegedly pulled a gun on a sheriff’s deputy in full uniform who refused orders leave his service weapon in his car.The security guard, Seth Eklund, 33, entered his plea in Lucus County Common Pleas Court to one count of aggravated menacing stemming from the encounter with Lucas County Sheriff’s Deputy Alan Gaston.The episode unfolded on May 31 when Gaston went to the IRS office in Toledo to ask a question about a letter he received from the agency, he told ABC affiliate station WTVG-TV.Instead of getting an answer, Gaston got an order from Eklund to leave his gun in his car, Gaston refused.“There’s really no way to know how you’re going to act when there’s a gun pointed at you and when you think you’re going to lose your life,” Gaston told WTVG.The incident was captured on surveillance video and shows Gaston in full uniform and badge with his weapon holstered at his side.Gaston, who is a defensive tactics instructor, said that when he told Eklund he couldn’t take his gun back to his car, he said the security guard pulled his own handgun and aimed it at him.The security video shows Gaston turning and walking away from Eklund, who followed the deputy pointing a gun at his back. The footage shows Eklund following Gaston to an elevator and blocking the elevator doors from closing.At one point, according to Gaston and the video, Eklund attempted to place the deputy into custody.Gaston said he vividly remembered the encounter, saying he was “bracing for a shot in my back.”Eklund could not be reached for comment. It is unclear if he has retained an attorney.Toledo police were called to the scene to investigate the disturbance, but the unidentified 911 caller never told a dispatcher that the incident involved a sheriff’s deputy in uniform.Gaston said he attempted to de-escalate the situation because he feared for the safety of people at the office.“If I’m going to get shot, like I thought I was, it’s not fair,” Gaston said.Gaston, who is on medical leave from the sheriff’s office and his wife, filed a civil lawsuit against Eklund and the security company he works for; alleging emotional and psychological distress and lost wages.Asked if he had a message for Eklund, Gaston said, “I would say, ‘Clearly your training is lacking and the fact that you went from 0 to 100, lethal force is unacceptable.’”Copyright © 2019, ABC Radio. All rights reserved.
Sif Group, producer of large tubular structures presents their latest innovation: Skybox, all the functionalities of the transition piece onto the monopile in one lift. Michel Kurstjens, CCO Sif Group: “We always try to be ahead of the pack and be a part of what is needed in offshore wind in order to have a sustainable business without subsidies.”